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.jpeg "SCB chấm dứt hoạt động một phòng giao dịch tại Hải Dương")
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Immediately after the State Bank's move to ensure stability for all operations, SCB made a surprising decision to increase interest rates to 8.9% - the highest level in the banking system.
Transaction at SCB. (Photo: Contributor/Vietnam+)
Saigon Commercial Joint Stock Bank (SCB) has just announced an increase of 1% in interest rates for deposits with terms of over 9 months, with the highest interest rate of up to 8.9% applied to online deposits with terms of 36 months.
Specifically, the interest rate for less than 6 months is at the ceiling of 5%, the interest rate for 6 and 9 months with interest paid at the end of the term is 7.95% and 8.25% respectively; the term of 9-12 months is up to 8%-8.55%/year... This is an attractive interest rate compared to the current market level.
In addition, this bank's deposit certificate interest rate also increased to 8.9%/year for a 24-month term.
In recent months, the entire banking system has joined the race to raise interest rates, but many banks are still paying interest rates below 8% for deposits of 12 months or less.
Previously, SCB was also a bank that increased deposit interest rates many times. Specifically, after 2 days of changing interest rates near the end of September 2022, on September 28, the bank continued to increase interest rates by 0.15% - 0.2% / year. SCB's counter deposits from October 5 also increased to the highest level of 8.1% for an 18-month term. The interest rate for 12-15 month deposits ranges from 7.4% - 8%.
From the late afternoon of October 7 to the morning of October 10, many people lined up at SCB branches due to concerns about the safety of their deposits due to recent rumors. Faced with the situation of more customers withdrawing money than usual without prior notice, Mr. Hoang Minh Hoan, Deputy General Director in charge of SCB operations, affirmed that the bank has controlled the situation, the bank's liquidity is being maintained stable, and the bank ensures the rights and interests of depositors in accordance with the law.
According to Mr. Hoang Minh Hoan, SCB has increased the amount of cash in hand at all transaction points, meeting customers' legitimate payment and withdrawal needs, while increasing the amount of deposits at the State Bank, ensuring interbank payment needs, from SCB to other banks and vice versa.
This morning, October 10, Ms. Nguyen Thi Hong, Governor of the State Bank, also affirmed that in Vietnam, up to now, people's deposits at banks, including SCB, have been guaranteed by the state in all cases.
The Governor said the State Bank has applied necessary measures to ensure normal operation of SCB and ensure liquidity.
The Governor also noted that depositors at SCB need to stay calm and not withdraw money, especially before maturity, to ensure their rights.
According to Vietnam+
