America increases "gray hair divorce"

“Gray divorce” is a term used to describe couples who decide to end their marriage after the age of 50. The rate was 8% in 1970, but is now close to 40%.

This is in contrast to the divorce rate among young people, says Bowling Green State University sociology professor Susan Brown. “Gray divorce” tends to negatively impact women more than men, while the impact is fairly even among young people.

“Women’s income typically drops 23-40% in the years following divorce,” says Kamila Elliott, director of wealth management firm Collective Wealth Partners. Their standard of living also drops 45%, while men’s drops 21%.

Experts analyze the reason why in the older group, men often play the role of economic pillars, creating a financial gap. Women at this age do not have much time or ability to make up for this difference.

The study found that 22% of women remarried after a "silver-haired divorce" compared to 37% of men.

Brown believes that women should be actively involved in family finances. They should be informed about spending, saving, payments and interest rates to protect their personal finances.

"You need skills to handle financial risks when you're single," says Elliott, a financial advisor atCNBCsaid. She has counseled many cases where wives do not know what their husbands are doing with the family finances.

At the same time, experts suggest that women should consider investing or saving in their own retirement accounts. Divorce benefits are also considered important. It should be saved in part rather than spent.

Experts recommend that couples work with a lawyer after divorce to protect their rights, in cases where the woman has left the labor market to care for the children.