Vietcombank Chi Linh team is always determined and strives for safe and strong development.
During the 5-year journey of formation and development, Vietcombank (VCB) Chi Linh has always affirmed its brand as a leading bank in Hai Duong province, continuously achieving positive business results.
In 2024 alone, despite facing challenges from the domestic and international economy and fierce competition from commercial banks in the area, the staff and party members of VCB Chi Linh always adhere to the direction and management policies of the headquarters. At the same time, promote intelligence, proactively innovate, enhance responsibility, solidarity, strive to complete and complete well the assigned tasks. Through improving and enhancing the quality of customer service, customer care, proactively searching for and approaching new customers, and rearranging the organizational model, aiming for sustainable, safe and effective development.
With the drastic management of the Board of Directors and the efforts of all VCB Chi Linh staff, the branch's business situation has achieved good growth in many indicators, marking 6 typical milestones on the 5-year development journey of VCB Chi Linh.
Mark 1: Continue to grow safely and effectively
Capital mobilization reached VND 3,811 billion, an increase of VND 701 billion, equivalent to a growth rate of 22.5% compared to the end of 2023. Outstanding credit reached VND 3,950 billion, an increase of VND 693 billion compared to the end of 2023, an increase rate of 21.3%.
Credit quality is always well controlled. In total outstanding debt, group 2 debt ratio accounts for only 0.05% and bad debt ratio accounts for only 0.04%.
Business targets are completed and well completed as planned by the head office.
Mark 2: Develop new customers on digital channels
VCB Chi Linh focuses on developing digital banking products and services, improving and enhancing utilities on digital channels for customers to use VCB accounts as payment accounts. Currently, there are nearly 30,000 customers using VCB's digital transformation services.
In 2024, VCB Chi Linh will focus on developing a customer file for salary payments from social insurance sources, promoting the implementation of biometric authentication for customers, and accelerating the completion of cashless payment connection solutions with customer ecosystems that are medical facilities.
The branch has deployed QR code payment service with Hai Duong Children's Hospital, and will continue to implement it at Chi Linh City Medical Center and Ninh Giang district in 2025.
Mark 3: Accompany and support customers
Many products and programs aim to promote business customers in production and business such as interest rate support packages for businesses and people affected by floods and typhoon Yagi; adjusting interest rates of medium and long-term loans in Vietnamese Dong implemented in 2024.
As a result, 146 customers were supported at the branch, with a total outstanding debt of 707 billion VND.
Mark 4: Rich and meaningful activities connecting staff and workers
In 2024, VCB Chi Linh's mass organizations organized many exciting and diverse activities. That was the meaningful journey back to the roots of party members at the Quang Tri martyrs' cemetery, visiting the tomb of General Vo Nguyen Giap in Quang Binh province.
In addition, to educate political ideology for cadres and party members, the Party cell always organizes many extracurricular and visual activities such as organizing Party admission ceremonies for outstanding people at the Ho Chi Minh Mausoleum relic site.
In 2024, on the occasion of the 5th anniversary of the branch's establishment, the grassroots Trade Union organized an overseas trip for branch staff; sports and cultural exchange activities with customers on the occasion of the branch's 5th anniversary took place enthusiastically, connecting Vietcombank with customers.
Actively participating in the State Bank provincial branch sports festival, VCB Chi Linh has achieved many outstanding individual awards such as 3 consecutive years winning the individual men's singles badminton prize, 2 consecutive years winning the consolation prize for the whole team.
Sports clubs are established and operate regularly such as badminton, table tennis, soccer, pickleball.
Activities of visiting staff and relatives when they are sick, on the occasion of the elderly, on the occasion of War Invalids and Martyrs Day... are always promptly implemented by the Executive Committee of VCB Chi Linh Trade Union.
The Youth Union launched a campaign to sell VCB digital transformation products, open accounts for pensioners and social insurance beneficiaries, establish a Chinese club to communicate and sell banking products and services to FDI customers. Coordinate with the grassroots union to organize an award ceremony for children of branch staff with high academic achievements at the Temple of Literature...
Mark 5: A bright spot in local social security work
2024 continues to mark VCB Chi Linh's companionship in implementing social security work locally.
With nearly 1.5 billion VND, last year VCB Chi Linh carried out many outstanding social security activities such as sponsoring the poor with more than 300 million VND, sponsoring education with nearly 500 million VND, and sponsoring health care with 265 million VND. The unit continued to adopt and sponsor 2 children in difficult circumstances in Chi Linh City.
In addition, VCB Chi Linh also donated more than 200 million VND to support the northern provinces and people affected by storm Yagi.
Although difficulties still lie ahead, with the consensus and determination of the Board of Directors and all officers and employees, VCB Chi Linh will continue to promote its bright spots and overcome its shortcomings. All for a safe and strong development of VCB Chi Linh.
HK